<p>Wage growth – used to set triple-lock pension – slows to 3.9%, meaning state pension should hit £13,000 next year</p><ul><li><p><a href="https://www.theguardian.com/business/2026/sep/12/state-pensions-triple-lock-budget"><strong>‘Costing billions’: is the pensions triple lock a lifeline or simply unaffordable?</strong></a></p></li></ul><p><strong>If the state pension rises to £13,000 next year, it will probably breach the UK’s tax-free personal allowance (currently £12,570) – the amount you c